Top Employment-related Lawsuits and How EPLI Coverage Can Help

Running a business means navigating a complex landscape of employment laws and workplace expectations. Even with the best intentions, employers can face lawsuits from current or former employees. At Casual Insurance Group, we understand how these risks can impact your business. Employment practices liability insurance (EPLI) can offer crucial financial protection.

Common Employment-related Lawsuits in Florida

Florida businesses may encounter a range of employment-related claims, including the following:

• Workplace discrimination
• Wrongful termination
• Sexual harassment
• Retaliation
• Wage and hour disputes

These lawsuits can be costly, time-consuming and damaging to your business’s reputation, even if the claims are unfounded.

How EPLI Protects Your Business

EPLI is designed to help business owners manage the financial risks of employee claims. Here’s how EPLI may be able to help:

• Legal defense costs—EPLI may cover attorney fees, court costs and settlements or judgments related to covered claims.
• Broad coverage—Financial protection may extend to claims of discrimination, harassment, wrongful termination and other employment-related issues.
• Support for small and medium businesses—EPLI may be especially valuable for businesses without dedicated HR or legal teams.

Why Florida Businesses Need EPLI

Florida’s employment laws and the state’s “at-will” employment doctrine can create unique challenges for employers. Even with clear policies and training, misunderstandings or disputes can still lead to lawsuits. EPLI may help your business prepare for the unexpected.

Learn More

The team at Casual Insurance Group is committed to helping businesses navigate employment risks with confidence. If you want to learn more about EPLI or review your current coverage, contact us today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.