Homeowners Insurance

Many Florida homeowners assume their standard policy covers flood damage, only to find out too late that it doesn’t. It’s essential to understand the difference between flood insurance and homeowners insurance, as well as what each policy includes. What Does Homeowners Insurance Cover? Homeowners insurance is designed to protect your home and belongings from various risks, such as fire, theft, windstorms and certain types […]

Florida homeowners face a unique insurance challenge during hurricane season: the hurricane deductible. Unlike standard deductibles, which apply to most claims, hurricane deductibles are triggered specifically by storms officially declared as hurricanes by the National Hurricane Center. These deductibles are a critical part of homeowners insurance policies in Florida, where the risk of storm damage […]

Renting out your home or a spare room on platforms such as Airbnb can be a great way to earn extra income—but have you checked your insurance policy lately? If you’re a homeowner using your property as a short-term rental, standard home insurance may not provide all the protection you need. Why Standard Home Insurance […]