Homeowners Insurance

Florida homeowners face a unique insurance challenge during hurricane season: the hurricane deductible. Unlike standard deductibles, which apply to most claims, hurricane deductibles are triggered specifically by storms officially declared as hurricanes by the National Hurricane Center. These deductibles are a critical part of homeowners insurance policies in Florida, where the risk of storm damage […]

Renting out your home or a spare room on platforms such as Airbnb can be a great way to earn extra income—but have you checked your insurance policy lately? If you’re a homeowner using your property as a short-term rental, standard home insurance may not provide all the protection you need. Why Standard Home Insurance […]