Flood Insurance in West Palm Beach, FL

Flooding is a significant risk no matter where you live; even areas that have never experienced flooding before can be affected. At Casual Insurance Group, we recognize the importance of protecting your finances in case your property is damaged by a flood. That’s why our team is dedicated to helping property owners secure the right flood insurance coverage for their needs.

Why Does This Coverage Matter?

Typical homeowners, renters and commercial property insurance policies do not cover flood damage. As such, flood insurance can play a crucial role in safeguarding your finances before a severe weather event.

Where Can I Purchase Flood Insurance?

You can purchase a flood insurance plan from the National Flood Insurance Program (NFIP) or select private insurers. A flood insurance policy typically has a 30-day waiting period before it becomes active. Private insurers may also refuse to sell new policies if there is an impending natural disaster.

What Does It Cover?

An NFIP policy often includes the following coverage:

• Structures coverage can help pay for the repairs of your property’s physical structure, including the foundation and permanent fixtures.
• Contents coverage can cover the repair or replacement of your belongings if damaged by flood.

Like other forms of insurance, flood policies have coverage limitations. Talk to your broker to learn about options that may suit your unique property.

How Casual Insurance Group Can Help

Navigating flood insurance options can be overwhelming, but our experienced agents can help you review your property’s flood risk, explain available coverage options and find a policy that fits your needs and budget. Contact our team today to discuss your flood insurance options and get a personalized quote.