Flood Insurance

Many Florida homeowners assume their standard policy covers flood damage, only to find out too late that it doesn’t. It’s essential to understand the difference between flood insurance and homeowners insurance, as well as what each policy includes. What Does Homeowners Insurance Cover? Homeowners insurance is designed to protect your home and belongings from various risks, such as fire, theft, windstorms and certain types […]

Flood insurance can be an essential investment in your financial security and your home’s safety. However, these policies may also represent a significant expense, as you’ll likely need to purchase additional coverage beyond that available through a standard homeowners, renters or condo insurance policy. This may make you wonder if flood coverage is necessary if […]